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Thursday, December 27, 2007

HYIP MONITORS: TO TRUST OR NOT TO TRUST

In this article I will discuss HYIP monitors and how you should use them properly. Also the important thing to discuss is how HYIP monitors work and whether you can trust them.

We all know that High Yield Investment Programs promise the potential investors to earn a considerable daily or monthly interest on their investment. It can be something from 5% monthly to even unbelievable 50% daily. Certainly, the risk is very high and you need always to know the most up to date information to take the right decision. By investing in HYIPs you as the investors risk your money daily.

There are several sources of information about HYIP programs. Though no one of them is perfectly reliable, you should use them all and know how to find the needed information about every certain program. Any investor knows that without the right information it may be much harder to be a successful one.

In this article I will discuss HYIP monitors and how you should use them properly. Also the important thing to discuss is how HYIP monitors work and whether you can trust them.

We all know that High Yield Investment Programs promise the potential investors to earn a considerable daily or monthly interest on their investment. It can be something from 5% monthly to even unbelievable 50% daily. Certainly, the risk is very high and you need always to know the most up to date information to take the right decision. By investing in HYIPs you as the investors risk your money daily.

There are several sources of information about HYIP programs. Though no one of them is perfectly reliable, you should use them all and know how to find the needed information about every certain program. Any investor knows that without the right information it may be much harder to be a successful one.

HYIP monitors are one of the main sources of HYIP information because HYIP monitors list all HYIP sites and provide with some basic information about the program (for example, how does it claim to gain the needed profit and what are the interest and fees, but also the most important information, namely, if the program is paying or not).

Some programs continue operating even after they have finished paying their members and an experienced investor can always find out easily if the program still pays or not, but the HYIP beginners sometimes loses money on such programs.

Furthermore, the HYIP monitor offer a little bit of extra information such as:
1) Day of opening;
2) In what they trade;
3) Contact information;
4) Investment plans.

All HYIP monitors work in a very simple way. They just monitor all the HYIP programs and also sort them by payouts, age and their preferences. Lots of HYIP monitors also allow people to vote for the programs. While this is a great feature, some of the votes may be easily forged by the program owners themselves but still the majority of votes are usually made by real persons, which were happy after they got paid. It is also important to pay more attention too the bad votes.

Good programs are never marked with “not paid”, so if any HYIP monitor claims that the program is not paying it is better to stay away from it. But even if the program is paying now, it may stop paying soon and turn to a scam. The investors should look for more information about a program before considering an investment.

HYIP monitors earn from the interest paid by HYIPs but also form referral commissions generated by their visitors who decide to invest in the program. Also every HYIP owner should usually pay around $20-$50 to get his HYIP listed. This money is invested afterwards into the program.

HYIP monitors are great to check the program and see if it pays but they mostly list programs paying high returns like over 10% daily and these HYIP usually do not last long, so a lot of investors get scammed by believing that the program is able to generate this kind of interest for a long term period.

It is possible to use HYIP monitors to find new programs but it is also advisable to use HYIP forums and read HYIP articles to educate yourself more and to be a more successful investor. For example, TalkGold is a good HYIP forum where you can find a lot of useful information.

Everything seems to be perfect but there is also some things with which investors should be very careful. For example, some HYIP admins are only paying the admin and not the monitor so they get a positive rate that’s why it is much better to prefer the monitors where you can vote on the programmes.

Another example is that some HYIP admins are hiring members to post positive comments on HYIP related forums. One of the things not to trust any HYIP monitor is not paying - no paying, in other words, some HYIP admins are hiring staff or paying members to post false votes for other HYIPs on different HYIP monitors. So they vote: Not paying.

As you can see there are hundreds of HYIP monitors out there. The reason why most people think they can make a ridiculous amount of money by offering such a service and for a few hundreds dollars you have already the money to start a site, to buy a script and a little bit of cash to promote the service. However, it is advisable to use the following HYIP monitors: Goldpoll, Hyip-navigator, Goldrater, and, of course, HYIPnews.

The most important question of this article is to trust or not to trust HYIP monitors. In other words, we can ask ourselves: Is this all right to spend money in HYIPs only based on the information you received from HYIP monitors?

In the conclusion, we can make a short resume of the article “HYIP Monitors: to trust or not to trust”, namely,
1) always do your investment into HYIPs due research;
2) look if the profits are realistic;
3) go to HYIP forums.
4) Go to eTalkMoney.com
5) Go to livethedr3am.blogspot.com


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SOME REAL FACTS ABOUT FRAUD IN HYIP

Certainly, on stock market it is possible to get much wealth very quickly; many HYIP projects give back high incomes and make investors happy, lucky and very, very rich. But human nature is so and we cannot change it, in other words, becoming richer investors cannot stop and look for new opportunities to bolster their portfolios. The problem is, some promised high-return opportunities are downright frauds.

“Yes, we know that”, you can say undoubtedly. “There are so many articles about scam and fraud in HYIP investment at HYIPnews.” Yes, you are completely right. But many investors think that the fraud is not serious and maybe they can loss a couple thousands dollars. It is bad because there is an opportunity to get much more.

Certainly, on stock market it is possible to get much wealth very quickly; many HYIP projects give back high incomes and make investors happy, lucky and very, very rich. But human nature is so and we cannot change it, in other words, becoming richer investors cannot stop and look for new opportunities to bolster their portfolios. The problem is, some promised high-return opportunities are downright frauds.

“Yes, we know that”, you can say undoubtedly. “There are so many articles about scam and fraud in HYIP investment at HYIPnews.” Yes, you are completely right. But many investors think that the fraud is not serious and maybe they can loss a couple thousands dollars. It is bad because there is an opportunity to get much more.

However, the fraud becomes more serious and investors can loss everything. Yes, all your money. That’s I write about some real facts of scam in HYIP to show how it could be serious for you, dear investors.

I start with Ponzi swindlers. This is an old scam named for Charles Ponzi, a swindler from the early 1900s who conned $10 million from investors by promising 40 percent returns. His scam has been copied by countless crooks. The formula is simple: Promise high returns to investors and use their money to pay previous investors.

Many investors have very different opinion about this type of investment. Some people say that Ponzi is a real opportunity to receive high yields. Another group of HYIPers point out that Ponzi investment is too risky because Ponzi scammers top the list of swindlers taking return-hungry investors to the cleaners, according to the latest look at the investment industry by the North American Securities Administrators Association.

“These schemes offer products and pitches that may sound tempting to many seniors who have seen their retirement accounts and income dwindle in recent years,” says Ralph A. Lambiase, NASAA president and director of the Connecticut Division of Securities. “It pays to remember that if an investment opportunity sounds too good to be true, it usually is.”

Ponzi scammers often blame government intervention for the failure of their system. In Mississippi last year, two Ponzi scammers pled guilty to a scheme that bilked 41 investors from four states out of $10.2 million. They told investors they were taking part in a money-trading program. The program never existed.

The second type of popular scam is senior investment fraud. Record-low investment rates, rising health care costs and an increased life expectancy have set seniors up as targets for con artists peddling investment fraud – like Ponzi scams, unregistered securities, promissory notes, charitable gift annuities and viatical settlements. Last year, Pennsylvania securities regulators shut down a Ponzi scheme that bilked $2 million from seniors’ pensions and IRAs.

Unscrupulous stockbrokers can also be great scammers. As share prices tumble, some brokers cut corners or resort to outright fraud, say state securities regulators. And investors who have grown more cautious and scrutinized their brokerage statements have discovered their financial adviser has been bilking them via unexplained fees, unauthorized trades or other irregularities.

Another real fact of fraud in America is affinity one. Taking advantage of the tendency of people to trust others with whom they share similarities, scammers use their victim’s religious or ethnic identity to gain their trust and then steal their life savings. The techniques range from “gifting” programs at churches to foreign exchange scams.

Nobody can say that unlicensed individuals, such as independent insurance agents, selling securities could be serious fraudsters making you without any money. From Washington State to Florida, scam artists use high commissions to entice independent insurance agents into selling investments they may know little about. The person running the scam instructs the unlicensed sales force to promise high returns with little or no risk.

Investors approached by an independent agent should first call the state’s securities regulator and ask if the salesperson is licensed. Then ask whether the investment being offered is registered as well. If the answers are yes, the investors should be more comfortable about the product. But investors should review the product with the same healthy scepticism that they would any investment opportunity.

Internet fraud is one of the most famous types of scam. In November 2006, federal, state, local and foreign law-enforcement officials targeted Internet fraudsters during Operation Cyber Sweep. They identified more than 125,000 victims with estimated losses of more than $100 million and made 125 arrests. “The Internet has made it simple for a con artist to reach millions of potential victims at minimal cost,” says Lambiase. “Many of the online scams regulators see today are merely new versions of schemes that have been fleecing off-line investors for years.”

Variable annuities are also possible to lose your investments. As sales of variable annuities have risen, so have complaints from investors – most notably, the omission of disclosure about costly surrender charges and steep sales commissions.

According to the NASAA, variable annuities are often pitched to seniors through investment seminars - but regulators say these products are unsuitable for many retirees. Lambiase says variable annuities make sense only for consumers who can afford to have their investment locked up for 10 years or longer.

We see that too many investors became victims of scam. But the fact is that although investors know about fraud, they become victims again and again. Why? One fact can make us sleep excellently in the night, namely, the words of Lambiase such as “Our fight against fraud never stops because each year con artists discover new ways to fleece the public”. Trust our government and be careful!


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Sunday, September 30, 2007

Yuwie Review - You can Make money by being Social

One of the hottest new Social Networks in town is Yuwie. They actually pay you to do everything you would normally do on MySpace/Friendster. What Is Yuwie? It's a web 2.0 site in the sense that it relies on contributions from thousands of internet users to build up a social network. The difference between yuwie and, say, MySpace/Friendster is that it shares its advertising revenue with its members on the basis that the more you use it, the more you make.

There's a ton of things like that out there but I took a look at the Alexa ranking for yuwie (Alexa gives you one opinion about the popularity of a site) and it seems to be very fast moving although it is very early days. Today yuwie ranks around 15,000 which means only around 15,000 websites of the many billions that are out there are more popular.

On 3rd August the figure was around 50,000 so it's moving up very fast indeed.

One of the more powerful aspects of yuwie is that you make money when people you recommend to yuwie sign up too - like a network marketing arrangement but crucially without the need to pay anything to join. It all goes down 10 levels or something like that which sounds stunning except that there aren't really that many people on the planet!

The current advertising revenue appears to come mainly from AdSense too so it is another way of getting paid by Google.

So where's yuwie going? I don't know yet but we'll probably know in a few weeks time. The crucial factors will be the popularity of the interface and site functionality and how quickly it builds critical mass.

The critical mass factor will definitely be helped significantly by the in-built revenue sharing aspect. Only time will reveal whether the functionality is attractive to a wide range of users.



Worth a look at at this stage if you wish to broaden your income streams and possibly get in on a potential winner early on.

It's free to join.

JOIN NOW


Benefits of Yuwie

Benefits of Yuwie

Each member gets their own blog
You can Upload Photos
You can Upload Videos
You can Upload Music
You can Create and Join Clubs
You can Make Friends
You can Invite Friends

It's a Social Network Better than Myspace/Friendster. Because it pays you to do what you already do!!

Video About Yuwie

Powered by YouTube

Is Yuwie legal? It sounds like a pyramid scheme

Yes Yuwie is completely legal. You see Pyramid schemes involve users paying a fee to join, and that fee gets divided up and paid to the users above them. Yuwie is free to join. It costs nothing, so there is no way it can be considered illegal, or a pyramid scheme.

Making Money with Yuwie

How much can you Make with Yuwie ?

We can't say exactly, but here's an example of what could happen. The chart below assumes you refer 3 people, and those 3 people refer 3, then those refer 3, through 10 levels, and each referral gets 1000 page views for the month, and the month's RSR is $0.50.

Yuwie Earnings Chart




Results are not guaranteed. This is just an example of what could happen.

The Yuwie level percentages chart :

Level Your Percentage
You 10%
1 10%
2 10%
3 4%
4 4%
5 4%
6 4%
7 4%
8 10%
9 10%
10 30%

The Yuwie Revenue Sharing Rate (RSR)

The Yuwie Revenue Sharing Rate

The RSR (revenue sharing rate) determines how much the users get paid. Here's how it works. After each month, a report will be generated in your earnings area. It will show exactly how many views your referral tree accumulated on each level. It will also show your earnings for each level. Here's the actual calculation:

RSR x (Page Views/1000) x Level Percentage = Your Earnings

Who is Yuwie? Who Owns and Runs Yuwie?

Asked " Who is Yuwie ? "
Asked " How Long has Yuwie been online.?"

Answer:

Well I did a Simple WHO IS Search for Yuwie.com and Found the answers:

The Yuwie.com Domain was Created on May 21, 2007

Domain Name: YUWIE.COM
Created on: 21-May-07

More Facts about WHO IS Yuwie.

It is run by a gentleman (Korry Rogers) out of Norman, Oklahoma

Registrant:
Yuwie, Inc
PO Box 5506
Norman, Oklahoma 73070
United States

Registered through: GoDaddy.com, Inc. (http://www.godaddy.com)
Domain Name : YUWIE.COM
Created on: 21-May-07
Expires on: 22-May-09
Last Updated on:

Administrative Contact :
Rogers, Korry korcar1@yahoo.com
Yuwie, Inc
PO Box 5506
Norman, Oklahoma 73070
United States

Technical Contact :
Rogers, Korry korcar1@yahoo.com
Yuwie, Inc
PO Box 5506
Norman, Oklahoma 73070
United States

So now we know who the Little YUWIE is , Lets all say hello to Korry shall we? He is Yuwie ID 1
http://www.yuwie.com/korry/

This information is of Public Record from a WHOIS Domain search.

Yuwie Earnings for July

July RSR and Earnings
The July RSR and earnings reports have been generated. Just go to your control panel, and click the earnings icon to see your earnings.

JULY RSR = $0.41

Nobody got rich this month, but we consider the first month of Yuwie a HUGE success. (Honestly we expected the first month's RSR to be much lower.) Stick with it and watch those page views climb. With a few active referrals, in a few months, you'll be earning some substantial checks.

FYI:
1. You have to have a minimum of $50 before you can get paid.
2. We pay net 60 which means any earnings for July will be paid at the end of September. (We have to collect from advertisers before we can pay you)

How to Blog On Yuwie

How to Blog On Yuwie
Several people don't have their blogs set up or don't know how to blog so let me help you.

First go to your Control Panel. On the left hand side underneath your Picture you will see what I call the "Small Box Menu". On the second row, and last Icon you see what looks like a couple of boxs stacked together. When you scroll your mouse over each ICON it will display what that MENU box is used for.

Click on the MENU BOX for Blog.

Next you will see Tabs for ENTRIES, SETTINGS & NEW ENTRY.

First lets go to SETTINGS. Click it.
Here you have the options to give your overall BLOG a TITLE, Number of Home page entries, Time Format, Date Format, and Description of your Blog. After you set that up for your own particulars.

It's time for you to make your first blog post.

Click on NEW ENTRY from the Top Tabs.
You will see a Page that you will write your Blog posts.

The First box is : Entry Title

The entry title is the Title of the individual blog post you are writing. Give your Blog Post a Title of what your are writing about.

The Next box is a choice of Public or Private. Most of you should pick PUBLIC.

Next Large Box is the place where your write your BLOG post or story.

Click so that your cursor is flashing in the LARGE BOX to begin writing.

Those of you who are familiar with Microsoft Word will recognize the Menu bar options for formating. If you are not mouse over those options to see what they can accomplish.

Write your Blog post or story. Use the formating options available to you.

To Link Something:
Highlight the word or words you want LINKed and click on the Paper Clip looking Icon on your Formating menu bar. The mouse over will read CreateLink. When you click on that paper clip Icon (Create Link) a new mini window will pop up. ( If you don't see the window, adjust your browser setting to allow popups for this site).
Past your Link address (URL) in the Bottom Box. Just the WWW.THENAME.COM and not the Http:// part. The http part is already in the upper box pre-set for you

Once you have finished your Post you have the option to Save as a Draft ( which means Not Published) or Save Live ( which means it will now appear on your site)

Hopefully Now you can all Blog.

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